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Hal Rice Insurance Agency Blog Page 23

View the latest blog posts from Hal Rice Insurance Agency.

Tuesday, October 22, 2019

New Home, New Insurance

If you're buying your first home, the world of home insurance can seem pretty difficult to navigate. Fortunately, it's not as complicated as it looks. There are really just a few things you need to know before getting started. When Do I Buy Insurance? READ MORE >>

Thursday, October 17, 2019

Why You Need Comprehensive Auto Insurance

It is not a hard task to determine whether you require comprehensive coverage for your car. However, before you make the decision to buy comprehensive coverage, you need to have a good understanding of how it works. Comprehensive coverage is intended to cover a variety of physical damage claims, such as windshield and body damage, vandalism, and contact with an animal. READ MORE >>

Tuesday, October 15, 2019

Home Insurance During Renovations

The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we'll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make sure that you keep them up to date every step of the way. READ MORE >>

Thursday, October 10, 2019

How to Save Money on Car Insurance

It is essential for all drivers to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. Read this article to learn how you can save money on car insurance without skimping on quality. READ MORE >>

Tuesday, October 8, 2019

What Insurance Does My Business Need

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>

Thursday, October 3, 2019

How an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No

When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>

Tuesday, October 1, 2019

Home Insurance for Landlords

If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they're the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here's what you need to know: Many providers will allow up to two roommates with no changes being made to your policy. READ MORE >>

Tuesday, October 1, 2019

Flood Insurance Coverage Options

                                     PREFERRED RISK FLOOD INSURANCE READ MORE >>

Thursday, September 26, 2019

Are You Too Tired To Drive?

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

Tuesday, September 24, 2019

How Poor Ventilation Can Do More Damage Than You Think

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

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