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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Hal Rice Insurance Agency Blog Page 9

View the latest blog posts from Hal Rice Insurance Agency.

Thursday, February 18, 2021

Can You Get a Car Insurance Discount By Working From Home

The worldwide COVID-19 pandemic has fundamentally changed how businesses operate. To enforce social distancing necessities, countless businesses have transitioned to either full- or part-time remote work. This work from home benefits allows employees to continue to do their job from the safety of their own home. READ MORE >>

Tuesday, February 16, 2021

What Factors Influence Life Insurance Costs

Getting life insurance often takes time, care and consideration. There are numerous policies on the market, and you of course want to choose the one that is best for you, both in terms of coverage and price. Still, when it comes to offering you a price quote on your plan, your life insurer will need to gauge exactly how much of a risk you pose to them. READ MORE >>

Thursday, February 11, 2021

Why Business Insurance Covers Unexpected Losses

Everyone wants their business to operate without any roadblocks. However, we’re all smart enough to know that nothing is perfect, and you can’t avoid the chance of something going wrong somewhere along the line. Therefore, to protect yourself against the ramifications of unexpected accidents or other problems, you should be able to rely on your commercial insurance. READ MORE >>

Tuesday, February 9, 2021

Health Insurance for Mental Illnesses

Millions of Americans face mental health struggles, and countless others have issues that are undiagnosed. This might range anywhere from anxiety or depression to more serious issues. However, there are countless mental health resources available within the medical community, and it doesn’t have to be overwhelming or frustrating when seeking the help, you need. READ MORE >>

Thursday, February 4, 2021

Does Home Insurance Cover Fences and Sheds?

Your home is more than just a house. Numerous structures might dot the property—storage sheds, fences, sidewalks, retaining walls. They represent just as much of your property investment as the house itself does, and you naturally don’t want anything to happen to them. READ MORE >>

Tuesday, February 2, 2021

How To Avoid Getting Rear-Ended

Getting rear-ended at a stoplight is not your fault. After all, another moving vehicle ran into the back of your stopped car. Still, even an accident that isn’t your fault might cause your auto insurance rates to rise. As unfair as it sounds, this is because you still represent a higher financial risk to the insurer following any type of vehicle accident. READ MORE >>

Thursday, January 28, 2021

Good Home Security Starts With Good Locks, Here’s Why

Home security systems promise the latest in technology and connectivity, and offer users the chance to defend their home against countless liabilities, from break-ins to fires. However, the best home security is the original home security—a set of reliable locks on all of your doors and windows. READ MORE >>

Tuesday, January 26, 2021

Common Freeze Risks Inside Homes

For most of the United States, winter equals cold weather. Even in areas with mild climates, a cold snap is not unheard of. However, in areas with more traditional winter conditions, prolonged periods of cold are likely to hit. READ MORE >>

Thursday, January 21, 2021

Why Do Lenders Require Homeowners Insurance?

There aren’t many people who choose to buy their home with cash. After all, it takes years to save money for a nest egg, and paying off the entire property in one swoop might seem completely out of reach. Still, if you choose to finance your home with a mortgage, you can afford the home you want and pay it off over time. READ MORE >>

Tuesday, January 19, 2021

The Importance of Avoiding Driving Citations

Let’s face it, 2020 was not a year when most of us were able to travel extensively. 2021 will likely be much of the same, at least for the time being. However, there are still plenty of ways to travel safely as long as you commit to being conscientious. READ MORE >>

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