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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Hal Rice Insurance Agency Blog Page 3

View the latest blog posts from Hal Rice Insurance Agency.

Thursday, September 23, 2021

Four Essential Types of BOP Extensions

If you’re a small business owner who is looking for the best way to ensure your company, then a business owners policy—better known as a BOP—is a great way to start. It makes sense for many companies to carry this coverage because it offers several types of commercial insurance in one place. READ MORE >>

Tuesday, September 21, 2021

Am I Too Young for Life Insurance?

When you’re still in your 20s, you might not be thinking a lot about your future financial needs. But, there’s no time like the present to start planning for events down the line. Even though life insurance might not be at the front of your mind today, that doesn’t mean you won’t need it later. READ MORE >>

Thursday, September 16, 2021

Tips for Keeping Backyard Campfires Safe

Late summer and early autumn are perfect times for sitting in the backyard, listening to the sounds of nature, watching the sunset and enjoying a campfire. As the coolness of the evening creeps in, a campfire is a great way to keep warm and socialize. READ MORE >>

Tuesday, September 14, 2021

Avoiding Carpal Tunnel Syndrome

If you do a lot with your hands, then you could be putting a lot of strain on your fingers, wrists and arms. Over time, you might begin to develop carpal tunnel syndrome, which is a type of chronic stress injury that affects the hands and wrists. READ MORE >>

Thursday, September 9, 2021

When and Why You Need Commercial Property Insurance

Your business would not be able to succeed if the equipment, materials, stock and products that it utilizes were to become compromised. Damage, theft or destruction of property might interrupt your operations and put you in a significant financial bind as you work through the recovery process. READ MORE >>

Tuesday, September 7, 2021

Is Your Dog Covered by Your Home Insurance?

Homeowners insurance is designed to protect all members of your family against personal liabilities, and sometimes you might wonder how it extends to your pets. Although your home insurance won’t pay for costs like your pet’s veterinary bills or cover the cost of replacing your favorite couch cushion if your dog chews it up, it does offer important liability protection. READ MORE >>

Thursday, September 2, 2021

Defensive Driving Techniques to Refamiliarize Yourself With

Being a safe and responsible driver also means being a defensive driver. While the word “defensive” might sound dangerous, it’s not a bad thing. Rather, it means being in a state of heightened awareness. If you’re a defensive driver, then this means you are prepared for any surprises that might pop up on the road in front of you. READ MORE >>

Tuesday, August 31, 2021

Pool Safety Tips for Families

Swimming is a favorite summer past-time. If you own a pool, you’re probably looking forward to the warm, sunny weather so you can enjoy swimming with your friends and family. However, it’s important to keep safety in mind if you are a pool owner. Many injuries occur every year in backyard swimming pools. READ MORE >>

Thursday, August 26, 2021

Will a BOP Cover a Company Data Breach?

Small businesses often one of their most important commercial insurance solutions in a business owners policy (BOP). A BOP is an insurance package that offers a variety of commercial insurance benefits in one package and at one price, and it is optimized to meet the needs of small businesses. READ MORE >>

Tuesday, August 24, 2021

Power Washing a Home's Exterior in the Fall 

Even though it’s still summer, it’s time to start thinking about the approach of autumn. Now’s the time to consider some of the important household maintenance steps that you should take on during autumn’s mild weather. Before winter sets in, there is plenty of time to do a few things to repair and spruce up your property. READ MORE >>

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